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The Credit Union Difference

Credit unions are not-for-profit financial cooperatives that exist to serve their members, not to make a profit. Unlike most other financial institutions, credit unions do not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to our members in the form of lower loan rates, higher interest on deposits, and lower fees.

Credit unions are economic democracy. Each credit union member has equal ownership and one vote -- regardless of how much money a member has on deposit. At a credit union, every customer is both a member and an owner.

Read more about the Credit Union difference at http://www.cuna.org/gov_affairs/legislative/cu_difference.html.

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